Our approach combines helping people to take informed decisions and to provide them with safe and secure solutions to achieve life-long financial security and freedom
Our approach combines empowerment with financial literacy and facilitating need-based selling of government-regulated, safe and secure solutions,
Our approach combines helping people to take informed decisions and to provide them with safe and secure solutions to achieve life-long financial security and freedom
We believe financial planning should be rooted in clarity, science, and purpose — not fear or sales pressure. Our approach is built around understanding your real needs, designing strategies that evolve with your life, and empowering you to make informed financial decisions with confidence.
We don’t push products or arbitrary numbers. Every recommendation is backed by data, real-life calculations, and Your identified financial needs – not false promises
No two families are alike. Your income, responsibilities, lifestyle, risk appetite, and dreams are all factored into a plan designed exclusively for you.
From life and health protection to wealth creation and retirement, we look at your finances as one integrated system — not disconnected products.
No hidden fees, no commission conflicts.
Our approach is to identify your unique needs first, then recommend suitable financial solutions.
Yes, we recommend only government-regulated safe and secure solutions.
Our comprehensive financial planning process creates a personalized blueprint tailored specifically to meet your family’s needs, income, and long-term goals. This isn’t a generic advice but a scientific approach to ensure your financial security and financial freedom.
Scientifically determine the exact term insurance overage you need to protect your family's future lifestyle, not just arbitrary round numbers, that agents typically suggest.
Calculate optimal health coverage for yourself and family members based on actual medical inflation rates, local healthcare costs, and your family's medical history.
Evaluate the need for householder's policies to protect your dream home/vehicle/ jewellery and other valuable assets from fire. natural calamities,theft, riots etc.
Design systematic investment plans through mutual fund SIPS to achive children's education, marriage expenses, dream vacations, dream home/ vehicle and retirement corpus building.
Ensure lifelong financial independence through mutual fund SWPs or immediate annuity purchases from trusted life insurance companies.
Mr. Satheesh Kumar is the Founder, CEO and Managing Director of Sukriti Insurance Marketing Firm (IMF), bringing with him over 32 years of distinguished experience in the insurance industry, with the top two financial brands in India, LIC and SBI Life.
He is the Kerala’s first comprehensive financial wellness coach specialized in helping NRI’s, Businessmen and Self Employed Keralites to overcome the problems related to financial security and financial freedom. He is offering one-on-one webinar coaching to prepare the comprehensive personalized financial blueprint.
Throughout his career, he has successfully managed diverse teams in different distribution models (Retail Agency/ Bank assurance/ Corporate Agency) and has helped thousands of clients achieve financial security and financial freedom with integrity and trust.
With an extensive background, Mr. Satheesh Kumar has established himself as a trusted professional known for his deep domain knowledge and ethical business approach. His leadership at Sukriti IMF LLP as principal officer and Managing Director continues to guide clients towards secure financial planning is driven by a commitment to ensure regulatory compliance, promote financial awareness, and deliver need based, customer-centric, comprehensive personalized financial advisory solutions that foster long-term financial security and freedom.
In the insurance industry with the top two financial brands in India, LIC and SBI Life.
Empowering NRIs, Businessmen Self-Employed Keralites with better financial literacy and help them to enjoy life long fianncial security and financial freedom Break free from the vicious cycle of mis-selling and force-selling by selfish and unprofessional agents and greedy bank staff and to liberate them to achieve true financial security and fianncial freedom through government-regulated, safe and secure solutions
